$0
Annual Fee (1st Year)
$0
Annual Fee (Subsequent)
2.50%
Foreign Transaction Fee
20.99%
Purchase Rate
22.99%
Cash Advance Rate
0.0000% - 5.0000%
Balance Transfer Rate
Insurance Coverage
- Travel Accident
- Travel Medical
- Trip Cancellation
- Trip Interruption
- Flight Delay
- Lost/Delayed Baggage
- Rental Vehicle
Benefits & Redemption
Other Benefits
Enjoy a large assortment of Reward Points redemption options, including: 60,000 top-selling merchandise items, including directly from Best Buy Catalogue Gift cards from 60+ top Canadian retailers Cash rewards in the form of a deposit directly into your financial institution's Chequing or Savings account or a statement credit Private vacation rental or hotel accommodation, flights and travel experiences Charity donations
How to Redeem
Earn 1 point for every $1 spent on Grocery, Gas & Sustainable Transit, Select Recurring Bills & Digital Streaming purchases1 Earn 0.5 points for every $1 spent on all other purchases
Requirements
$10,000
Min Personal Income
$10,000
Min Household Income
Available in:
BC
Reward categories:
cash_back
groceries
gas
travel
general_merchandise