$0
Annual Fee (1st Year)
$0
Annual Fee (Subsequent)
2.50%
Foreign Transaction Fee
20.95%
Purchase Rate
22.95%
Cash Advance Rate
22.95%
Balance Transfer Rate
Earn Rates
| Category | Rate | Type | Cap |
|---|---|---|---|
| User Selected | 2.00% | Cash Back | Choose 2 categories (3 if deposited to Tangerine Savings) |
| User Selected | 2.00% | Cash Back | Choose 2 categories (3 if deposited to Tangerine Savings) |
| User Selected | 2.00% | Cash Back | 3rd category requires Tangerine Savings Account |
| Everything Else (base) | 0.50% | Cash Back | — |
Insurance Coverage
- Travel Accident
- Travel Medical
- Trip Cancellation
- Trip Interruption
- Flight Delay
- Lost/Delayed Baggage
- Rental Vehicle
Benefits & Redemption
How to Redeem
2% Money-Back Rewards on purchases in two categories of your choice or Deposit your Rewards into a Tangerine Savings Account and get a third 2% Money-Back Category.
Requirements
$12,000
Min Personal Income
Available in:
BC
ON
QC
Reward categories:
cash_back