$399
Annual Fee (1st Year)
$99
Annual Fee (Subsequent)
0.00%
Foreign Transaction Fee
9.99%
Purchase Rate
9.99%
Cash Advance Rate
9.99%
Balance Transfer Rate
Insurance Coverage
- Travel Accident
- Travel Medical
- Trip Cancellation
- Trip Interruption
- Flight Delay
- Lost/Delayed Baggage
- Rental Vehicle
Benefits & Redemption
Other Benefits
10 Complimentary airport lounge access New Mobile Device Insurance Purchase Security & Extended Warranty Protection
How to Redeem
Earn rate is 2 Points per $1.00 in purchases charged and posted to the Account. For more details about rewards and redemption check with Scotiabank.
Requirements
$12,000
Min Personal Income
Available in:
BC
ON
QC
Reward categories:
groceries
gas
travel
general_merchandise