$100
Annual Fee (1st Year)
$30
Annual Fee (Subsequent)
2.50%
Foreign Transaction Fee
20.90%
Purchase Rate
21.90%
Cash Advance Rate
21.90%
Balance Transfer Rate
Insurance Coverage
- Travel Accident
- Travel Medical
- Trip Cancellation
- Trip Interruption
- Flight Delay
- Lost/Delayed Baggage
- Rental Vehicle
Benefits & Redemption
Other Benefits
Our credit card with the most cash back �� Free travel insurance for trips of up to 3 days �� Up to 25% off and several other advantages at Hertz, Thrifty, and Dollar �� Auto rental collision and loss damage insurance �� Mobile device insurance �� Purchase protection and extended warranty for eligible items �� Financing and cash advances.
How to Redeem
Up to 4% cash back on purchases: 4% for groceries, 3% for restaurants, entertainment and alternative transportation, and 1% for all other purchases. The account is automatically credited when it accumulates $100 cash back. Conditions apply.
Requirements
$80,000
Min Personal Income
$150,000
Min Household Income
Available in:
BC
ON
QC
Reward categories:
cash_back
groceries
gas
travel
general_merchandise