$120
Annual Fee (1st Year)
$50
Annual Fee (Subsequent)
2.50%
Foreign Transaction Fee
20.99%
Purchase Rate
22.99%
Cash Advance Rate
—
Balance Transfer Rate
Insurance Coverage
- Travel Accident
- Travel Medical
- Trip Cancellation
- Trip Interruption
- Flight Delay
- Lost/Delayed Baggage
- Rental Vehicle
Benefits & Redemption
Other Benefits
Purchase Protection & Extended Warranty Insurance Mobile Device Insurance Emergency Health Care Travel Assistance Baggage coverage Trip Cancellation coverage Auto Rental Collision/ Loss Damage Insurance Exclusive Benefits
How to Redeem
3 points for every $1 spent on groceries ($20K cap) 2 points for every $1 spent on dining & entertainment ($15K cap) 1 point for every $1 spent on all other purchases
Requirements
$60,000
Min Personal Income
$100,000
Min Household Income
Available in:
BC
ON
Reward categories:
cash_back
groceries
gas
travel
general_merchandise