$50
Annual Fee (1st Year)
$35
Annual Fee (Subsequent)
0.00%
Foreign Transaction Fee
20.99%
Purchase Rate
22.99%
Cash Advance Rate
—
Balance Transfer Rate
Insurance Coverage
- Travel Accident
- Travel Medical
- Trip Cancellation
- Trip Interruption
- Flight Delay
- Lost/Delayed Baggage
- Rental Vehicle
Benefits & Redemption
Other Benefits
Auto Rental Collision/Loss Damage Insurance for vehicles rented up to 48 consecutive days 90 days purchase protection on eligible purchases made with your card Double the manufacturer's warranty (up to one year) on eligible purchases made with your card
How to Redeem
0.5 points / $1 USD spent on all purchases
Requirements
$10,000
Min Personal Income
$10,000
Min Household Income
Available in:
BC
ON
Reward categories:
cash_back
groceries
gas
travel
general_merchandise