$0
Annual Fee (1st Year)
$0
Annual Fee (Subsequent)
2.50%
Foreign Transaction Fee
20.99%
Purchase Rate
22.99%
Cash Advance Rate
—
Balance Transfer Rate
Insurance Coverage
- Travel Accident
- Travel Medical
- Trip Cancellation
- Trip Interruption
- Flight Delay
- Lost/Delayed Baggage
- Rental Vehicle
Benefits & Redemption
Other Benefits
90 days Purchase protection Extended Warranty Mobile Device Insurance
How to Redeem
1 point for every $1 spent on Grocery, Gas & Sustainable Transit, Select Recurring Bills & Digital Streaming purchases 0.5 points for every $1 spent on all other purchases
Requirements
$10,000
Min Personal Income
$10,000
Min Household Income
Available in:
BC
ON
Reward categories:
cash_back
groceries
gas
travel
general_merchandise