$120
Annual Fee (1st Year)
$50
Annual Fee (Subsequent)
2.50%
Foreign Transaction Fee
21.99%
Purchase Rate
23.99%
Cash Advance Rate
23.99%
Balance Transfer Rate
Earn Rates
| Category | Rate | Type | Cap |
|---|---|---|---|
| Groceries | 5.00% | Cash Back | $500 / monthly |
| Public Transit | 4.00% | Cash Back | $300 / monthly |
| Gas & Fuel | 3.00% | Cash Back | $300 / monthly |
| EV Charging | 3.00% | Cash Back | $300 / monthly |
| Recurring Bills | 2.00% | Cash Back | $500 / monthly |
| Everything Else (base) | 1.00% | Cash Back | — |
Insurance Coverage
- Travel Accident
- Travel Medical
- Trip Cancellation
- Trip Interruption
- Flight Delay
- Lost/Delayed Baggage
- Rental Vehicle
Benefits & Redemption
How to Redeem
Via the CashBack redemption website bmocashback.com to customize frequency and amounts
Requirements
$80,000
Min Personal Income
$150,000
Min Household Income
Available in:
BC
ON
QC
Reward categories:
cash_back
groceries
gas