$156
Annual Fee (1st Year)
$0
Annual Fee (Subsequent)
2.50%
Foreign Transaction Fee
21.99%
Purchase Rate
21.99%
Cash Advance Rate
—
Balance Transfer Rate
Earn Rates
| Category | Rate | Type | Cap |
|---|---|---|---|
| Dining & Restaurants | 5.00x | Points | $2500 / monthly |
| Groceries | 5.00x | Points | $2500 / monthly |
| Food Delivery | 5.00x | Points | $2500 / monthly |
| Streaming | 3.00x | Points | — |
| Gas & Fuel | 2.00x | Points | — |
| Public Transit | 2.00x | Points | — |
| Ride Share | 2.00x | Points | — |
| Everything Else (base) | 1.00x | Points | — |
Insurance Coverage
- Travel Accident
- Travel Medical
- Trip Cancellation
- Trip Interruption
- Flight Delay
- Lost/Delayed Baggage
- Rental Vehicle
Benefits & Redemption
Other Benefits
Fees for first cardholder: For non-Quebec residents, $12.99 a month (equals to $155.88 per year of Cardmembership). For Quebec residents, $150 a year. Earn 5x the points on eligible eats & drinks including eligible restaurants, bars, cafes, grocery stores, and food delivery in Canada, up to $2,500 monthly. Earn 3 points for every $1 spent on eligible Streaming Subscriptions in Canada. Earn 2x the points on eligible gas, transit & ride share in Canada. Earn 1x the points on Card purchases everywhere else.
How to Redeem
Membership Rewards program
Requirements
Available in:
BC
ON
QC
Reward categories:
groceries
gas
travel
general_merchandise